... through building strong economic foundations, growing micro & small businesses, investing in skills for people, and environmental security 

  

 

 Registered Canadian Charity No: 874091242RR0002    

  
Testimonial from Loan Recipient 

Teresiah Wanjiru Ngugi
   


 
Teresiah in front of her shop
  

Mary at her shop
  

   

 THE POWER OF $50 LOAN

My name is Teresiah Wanjiru Ngugi, I’m 22 years old. I am an orphan following the death of my single mother in the year 2009 when I was just about to finish my high school studies. I was left with my grand mother to take care of me. Unfortunately she couldn’t manage to raise school fees for my college so I just stayed at home doing nothing apart from household chores.

In August last year I was invited to a meeting organized by Kijabe Environment Volunteers (KENVO), a partner to ICAfrica. It was there when I first heard of ICAfrica. One of the volunteers explained more on what ICAfrica was all about. The following day I visited their office here in Kimende and I was linked to Equity bank branch in Kimende town who immediately enrolled me in a business skills training seminar that  I attended for eight weeks. Later, ICAfrica granted me a loan of Ksh. 5000 with which I set up a fruits shop.

Upon repayment of my first loan in four months, ICAfrica granted me another loan of Ksh. 10,000 with which I acquired a fruit blender and utensils to make and serve fresh juice. I also utilized the money to secure a permit with the local council so I can blend fresh juice.  I now sell fruits, fresh juice, fruit salad and I enjoy the work. My business is doing very well as my juice is free from chemicals and people prefer it to those bought in the shops. With my savings I have been able to provide for my up-keep, enroll in a computer class that I attend in the evening and to look after my aging grand mother. I also have plans to pursue accounting studies after I am through with the computer classes.

ICAfrica has given me a new chance, my life is brighter now and I’m so grateful. I can imagine by now I’d have been lured into so many social evils but now I have lots of hope. Thank you very  much ICAfrica!

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